Retirement Plan Services
As an employer, you know that a good retirement plan can help you attract and keep key employees. Our retirement plans do just that, performing so well that employee participation in our plans far exceeds the national average of 70 percent.
We serve as a discretionary trustee; that means we are accountable for choosing your investments and providing due diligence in monitoring them, which significantly reduces your potential liability as the Plan Sponsor.
Our Retirement Plan trust officers provide you with exceptional services and independent investment advice. We stress nonproprietary, no-load funds with low plan administration fees and expense ratios--funds which have performed competitively against both their peer groups and benchmarks.
We also help educate your employees fully about the plan and their options, ensure your ERISA 404(c) compliance, and deliver to your regular reports on your plan’s performance.
Your employees can access their accounts every day and any time, through our secure website and VRS (telephone).
To learn about our Retirement Plan Services, see these articles:
- The Importance of Asset Allocation
- Profile Portfolios or Funds...Which is Right for Me?
- Using the Voice Response System
- Using the Website Account Access System
- Don't Wait! Saving Now is Critical
- Preparing for Retirement
- The Damage of Inflation
- Why Employ a Corporate Trustee?
- Check Your Beneficiary Designation
- The Price of 'Free' Retirement Plans
- Assessing Your Risk Tolerance
- Saver's Tax Credit
- 2008 Qualified Plan Limits
- Glossary of Terms
